Hail damage to the roof is quite common than most people think. If you are living in a storm and hail-prone state like Florida, your home might be frequently damaged by it. Damage to your roof's shingles can compromise the effective life of your roof and even lead to large-scale problems if not identified promptly. Taking some proactive steps will help protect your roof against damage and will help you save a considerable amount on the roof repair of your home.
You will not only ensure that your roof lasts longer but also have
fewer roof repair expenses as well if you take definitive steps to lessen the
effects of the frozen balls on your roof. Investing in hail resistivity roofing
materials would be advisable and prevent hail damage to the roof. Here are a
few tips which will help you properly identify roof hail damage.
Tip #1: Check for visible damage from inside the home? If you see water stains or slow drips on the inside of your home, then you may a problem which requires immediate action. A new water stain on your ceiling is most definitely a sign that your roof was damaged. If left untreated, the problem will worsen leading to further damage which may require a complete tear-off of your existing roof, not to mention repairs to the interior of your home.
Tip #2: Check for visible dents on your roof's shingles? Just
because you don't see any damage to the inside of your home does not mean your
roof was not damaged. Don’t neglect the exterior damage, you run the risk of
damage to your home in the months to come. Even worse is if you don't file an
insurance claim within the time guidelines stipulated in your homeowner's
insurance policy, you may lose the benefits that you are entitled to now.
Identifying shingle blisters requires a visible inspection of your roof.
Sometimes blisters may be hard to see.
Tip #3 Get professional opinions. There's no denying when a hail
storm has blown through town. If there is knowledge of a storm, and you contact
your insurance company, they will most likely dispatch an adjuster. That
adjuster represents your insurance company. His job is to identify the damage,
assess the cost to repair or replace your roof and make sure all of the
paperwork is to process a claim. Although the insurance company offers their
adjusters, Contact independent Public adjusters for best results and opinions
on the damages.
Tip #4 Records and Writing. Most insurance companies will only
issue a check directly to the roofer. This protects the insurance company from
the homeowner pocketing the proceeds and never repairing the
damage. By getting your roofing contractor to agree to the type of repairs to
be performed and the costs involved, will ensure that your roof gets the
required repairs. If your roofer agrees that the insurance check is sufficient
to repair your roof hail damage, then they should be willing to do the repairs
for that cost, nothing more.
