Thursday 14 September 2017

Different ways of Water Damage in Your Home

The Water damages are results from excess water release from various bodies in the home like bursting up of pipes, leakage from roofs, sewage water or by natural disasters like heavy rain fall and flooding. The damaged caused by water are elusive, it damages the properties from outside to inside without any kind of trace of its damaging stages. It spoils the wood by wick up into it, metals by rusting, malfunctions appliances, growth, mold formation, etc.


Water damages are one of the most commonly requested terms in the Insurance claiming process in residential and as well as in industrial plots. And in the Flood prone area like Florida, the home and property damage by water are very huge. If you have faced any kind of issues by water damage, then you can take advantage of your insurance claiming policy and help in out of pocket and expensive home remediation works. 


From Water Leakage


Water Leakages is the biggest reasons to the damages caused by the water. Water leakage from appliances like Dishwashers and Washing Machine, Bursting of Water pipes, toilets overflow ,AC leakage and also water leakage from terrace are some of the consideration where one can get the Insurance Policy covered.  And yes these things are often covered in the Insurance policy in Florida. Unlike other states which don't accept this type of damage.

From Natural Disasters


The Natural Calamities like Flood, Storm and river overflow also causes the Water Damages. If you are in Federal approved areas of Flood zones i.e. Special Flood Hazard Area or SFHA by the Federal Emergency Management Agency otherwise known as FEMA, then you can get the insurance cover.  If you are not in the FEMA approved region then you will need to purchase a nationwide flood insurance policy from the federal government to get insured for the flood affecting water damages.

From Mold


Another distressing problem with water damage is Mold Formation. Mold is formed by the moisture content which is caused by water wicking up to the wall and the cavities. The Mold not only affects the building materials, it also affects the health. The Mold may affect our respiratory system and cause many health problems.

Thus, it is necessary to get clean up of the Water to avoid unnecessary problems in your home in future.  Call the insurance Company and your insurance adjusters, to file the Insurance claim for the water damage.   Take several photos and videos from different angles as a proof of damages. Insurance Process for Water Damages not difficult, if you go through the process and provide all the information correctly to the Water Damage Insurance Adjusters, then you will get covered for your loss and sufferings.