A public adjuster is an insurance claims adjuster who negotiates
for the policyholder in appraising and negotiating the insurance claims for
claimant’s damaged property. Public adjusters are licensed by the state
insurance departments and they have legal rights to represent the insurance
claims process. Public adjusters will be the most beneficial during the claims
process, because they will do proper identification and valuation of the damaged
properties. Public insurance adjusters can handle all type property damages,
including fire damage, water damage, wind damage, hurricane damage, hail
damage, vandalism and more.
An insurance policy is a legal contract between the policyholder
and the insurance company. An insurance claim is a request for performance
under the legal contract. Without an insurance adjuster, the claims process is
hard for the policyholders. A public adjuster will work only for the
policyholders and not for the insurance companies. Public adjusters advocating
on behalf of the policyholders, evaluate the policy to get maximum claims from
the insurance company. They are highly skilled
and experienced negotiators to appeal a strong fight against the insurance
companies.
What A Public Adjuster Do
for Your Claims Process?
Most of the insurance companies, specifically in Florida looking
to refuse your property damage and do not pay for the damages. But a talented
insurance adjuster will do the following strategies in the claims process:
- Carefully read the policy of insurance, cover all damages and estimate the property losses, negotiate on your behalf with the insurance company.
- Preparing and documenting the property damages and prove your losses such as, your houses, your belongings.
- Explain you of your options in the claims process and keep informed you up to date information in every step of the way.
- Public adjusters have the latest damage detection equipments to calculate the exact property losses for each loss type like, fire damage detection tools, water damage detection tools and more.
- Public adjusters always negotiate for a higher amount of property damages.
When filing an insurance claim, the property owner should need a
public adjuster for the claims process. A good public insurance adjuster knows all the tactics in
the insurance claims and can get the best possible result as quickly as
possible.
